Australian payments broker
EFTPOS, quoted across the market
We look at what you pay to accept cards, quote it across a panel of banks and providers, and either find you a better arrangement or tell you that you already have one.
- No cost to youThe provider pays our commission, not you
- A panel, not one providerQuoted across banks and payment providers
- We handle the switchApplication, setup, and chasing the provider
What we can set up
However your customers pay you
Your setup should follow how you actually trade, not what one provider happens to stock.
Countertop terminals
Mains-powered, sits by the till. The cheapest per-terminal option when customers come to a fixed serving point.
Portable and mobile
Wi-Fi, Bluetooth or 4G — for table service, trades on site, and anywhere the customer does not come to a counter.
Tap to pay on a phone
No terminal at all. Suits low volumes, a second point of sale, or a run of jobs that never justified a device.
Integrated POS
The terminal talks to your point-of-sale system, so the amount is never keyed twice and the day reconciles itself.
Online payments
Gateways and hosted checkout, including the accounting and e-commerce platforms most small businesses already run.
Settlement and funding
Same-day settlement where it is available, and funding against turnover where cash flow is the real problem.
Why us
What makes us different
Six things that decide whether a payments recommendation is worth anything.
A panel, not one provider
A single-provider reseller has one answer regardless of the question. We quote across banks and payment providers, so the recommendation can follow your business instead of the other way round.
Priced on how you actually trade
Average sale, card mix and monthly volume decide what you should be paying. A rate that is sharp for a café is the wrong rate for a trades business.
Least cost routing switched on
It sends a debit tap down the cheaper network, it is frequently off by default, and turning it on is often the fastest saving available.
Free to you
The provider we place you with pays us a commission. That is how the service costs you nothing — and why we tell you who we are recommending and why.
We are the escalation point
If a provider goes quiet or something stops working, we chase it. You are not starting again with a call centre that has never heard of you.
We will tell you to stay put
If what you have is already competitive, we will say so. Being willing to say that is what makes the next recommendation worth listening to.
The hardware
Whatever you actually trade on
The right device is usually decided by where the customer is standing, not by the brochure. We quote the range rather than the one thing we happen to hold.
- Countertop, portable and mobile terminals
- Tap to pay on a phone, with no terminal at all
- Online payments and hosted checkout
- POS and accounting integrations
- Same-day settlement where it is available
Industries
What you trade as changes what you should pay
Average sale, card mix and volume differ enormously between these, and so does the setup that suits them.
- Cafés and takeaway
- Retail and grocery
- Pubs and restaurants
- Trades and services
- Hair and beauty
- Mechanics
- Charities and not-for-profit
- Transport and logistics
For brokers and resellers
Add EFTPOS to your book
Almost every SME client you already act for takes card payments, and none of that revenue touches your business today. Adding it does not mean finding new clients — and you do not have to become a payments specialist to earn from payments.
- All training provided — no payments background needed
- Broker management software built for EFTPOS, not a renamed CRM
- Quote across the same panel we do
- You keep the client, agreed in writing before anything moves
Our panel
Who we can place you with
We quote across a panel of banks and payment providers rather than selling one provider’s single answer. The facility ends up with whichever of them suits your business.
Panel being confirmed. We will not publish a provider list until it is accurate. If you need to know exactly who you would be quoted across before you talk to us, ask and we will tell you directly.
What clients say
Real quotes go here once clients are live and have agreed to be named. We would rather show nothing than write our own.
Awaiting a client quote.
— to be attributed with permission
Awaiting a client quote.
— to be attributed with permission
FAQ
Common questions
What does it cost me?
Nothing. The provider we place you with pays us a commission, which is how the service is free to you. It is also why we tell you who we are recommending and why.
Are you a bank or a payment provider?
Neither. We are a broker. We quote your card acceptance across a panel of banks and payment providers and place you with the one that suits your business — the merchant facility itself sits with that provider, not with us.
What do you need from me to quote?
What your business does, roughly what you turn over on cards each month, and who you are with now if you know. A recent merchant statement makes it much faster, but it is not essential.
What is least cost routing, and why does it matter?
When a customer taps a debit card it can travel over more than one network, and the cheaper one is not always chosen. Least cost routing picks the cheaper path. It is frequently switched off by default, so turning it on is often the fastest saving available to a small business.
Do I have to switch?
No, and there is no obligation at the end of a quote. If your current arrangement is already competitive we will tell you that rather than move you for the sake of it.
I am a broker rather than a merchant — is there something here for me?
Yes. The partner program is for mortgage, insurance and business brokers who want to add EFTPOS to a book they already hold. Training, the software and the back office are ours; the client relationship stays yours.
Find out what you should be paying
Tell us what you trade as and roughly what you turn over on cards. We will quote it across the panel and be straight about whether it is worth moving.
Rather say more? Use the full form.